/*
Theme Name: ACA Health Insurance Agency (v2.3)
Theme URI: https://acahealthinsurance.net/
Author: ACA Health Insurance Agency
Description: Mobile-first theme for ACA Health Insurance Agency: 15 pages, quote widget and coverage guide, contact form, bundled photos with Customizer image and alt-text fields, sticky mobile call bar, structured data.
Version: 2.3.3
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
Text Domain: aca-health-agency
*/

:root{--n9:#030b1d;--n8:#061631;--n7:#0A1F44;--n6:#0B2A5B;--cyan:#22d3ee;--cyan-d:#0aa8c6;--ice:#eaf9fd;--ink:#0a1630;--muted:#52627d;--line:#d9e7f0;--w:1220px;--r:22px;--ease:cubic-bezier(.22,1,.36,1);
--tan:var(--n7);--tan-l:var(--ice);--brand:var(--n6);--brand-d:var(--n8)}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 "Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;-webkit-text-size-adjust:100%;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:var(--n6)}
h1,h2,h3,h4{font-family:"Sora","Inter",system-ui,sans-serif;line-height:1.12;margin:0 0 .6em;letter-spacing:-.02em;color:var(--n7)}
h1{font-size:clamp(2.4rem,5.6vw,4.6rem);font-weight:700}h2{font-size:clamp(1.7rem,3.4vw,2.7rem);font-weight:700}h3{font-size:1.2rem;font-weight:600}
.wrap{max-width:var(--w);margin:0 auto;padding:0 24px}.wrap.narrow,.narrow{max-width:880px}
.sr{position:absolute;left:-9999px}.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
:focus-visible{outline:3px solid var(--cyan);outline-offset:3px}
/* buttons */
.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.5em;background:linear-gradient(135deg,var(--cyan),#67e8f9);color:var(--n8);border:0;border-radius:999px;padding:1em 1.8em;font:600 1rem/1 "Inter",system-ui,sans-serif;text-decoration:none;cursor:pointer;overflow:hidden;isolation:isolate;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.btn::before{content:"";position:absolute;inset:0;background:radial-gradient(120px circle at var(--mx,50%) var(--my,50%),rgba(255,255,255,.65),transparent 60%);opacity:0;transition:opacity .3s;z-index:-1}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 34px -8px rgba(34,211,238,.65);color:var(--n8)}.btn:hover::before{opacity:1}.btn:active{transform:translateY(0)}
.btn.alt{background:transparent;color:var(--n7);box-shadow:inset 0 0 0 1.5px var(--n7)}.btn.alt:hover{background:var(--n7);color:#fff;box-shadow:0 14px 34px -10px rgba(10,31,68,.5)}
.small-btn{padding:.7em 1.2em;font-size:.9rem}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(3,11,29,.55);backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4);border-bottom:1px solid rgba(255,255,255,.08);transition:background .4s,box-shadow .4s}
.site-header.scrolled{background:rgba(3,11,29,.92);box-shadow:0 10px 40px rgba(0,0,0,.25)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:76px}
.logo{font:700 1.25rem "Sora",sans-serif;color:#fff;text-decoration:none;white-space:nowrap;letter-spacing:-.02em;line-height:1.1}
.logo small{display:block;font:500 .66rem "Inter",sans-serif;letter-spacing:.2em;text-transform:uppercase;color:var(--cyan)}
.nav-toggle{display:none;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.3);border-radius:999px;padding:8px 16px;font-weight:600;cursor:pointer;color:#fff}
.main-nav ul{list-style:none;display:flex;gap:6px;margin:0;padding:0;align-items:center}
.main-nav a{position:relative;color:#e6f2fb;text-decoration:none;font-weight:500;font-size:.94rem;padding:10px 12px;border-radius:999px;transition:color .2s,background .2s}
.main-nav a:hover,.main-nav .current-menu-item>a{color:#fff;background:rgba(34,211,238,.14)}
.head-call{white-space:nowrap;padding:.8em 1.3em;font-size:.92rem}
/* image system */
.media{border-radius:var(--r);overflow:hidden;width:100%;position:relative;box-shadow:0 30px 60px -30px rgba(6,22,49,.5)}
.media-img{width:100%;aspect-ratio:4/3;object-fit:cover;transition:transform 1.2s var(--ease)}.media:hover .media-img{transform:scale(1.04)}
.media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(6,22,49,.35));pointer-events:none}
.ph{aspect-ratio:4/3;display:grid;place-items:end start;padding:18px;color:#bfeefa;font-size:.72rem;font-weight:500;letter-spacing:.04em;background:radial-gradient(60% 80% at 80% 10%,rgba(34,211,238,.45),transparent 60%),radial-gradient(70% 90% at 10% 100%,#0B2A5B,transparent 70%),linear-gradient(160deg,#0A1F44,#030b1d)}
.card-media{margin-bottom:16px;border-radius:16px}.card-media.ph,.card-media .media-img{aspect-ratio:16/10}
/* hero */
.hero{position:relative;color:#fff;padding:96px 0 110px;overflow:hidden;background:radial-gradient(70% 60% at 85% 0%,rgba(34,211,238,.28),transparent 60%),radial-gradient(60% 70% at 0% 100%,rgba(11,42,91,.9),transparent 70%),linear-gradient(160deg,var(--n7),var(--n9))}
.hero.has-photo{background-size:cover;background-position:center}.hero.has-photo::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(3,11,29,.94) 20%,rgba(6,22,49,.7) 60%,rgba(6,22,49,.5))}
.hero::after{content:"";position:absolute;left:-10%;right:-10%;bottom:-1px;height:90px;background:#fff;clip-path:ellipse(60% 100% at 50% 100%)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr 1fr;gap:56px;align-items:center}
.hero .wrap.single{grid-template-columns:1fr}.hero.compact{padding:64px 0 90px}
.hero h1,.hero .lead{color:#fff}.hero p.lead{font-size:1.2rem;max-width:34em;color:#d6e8f5}
.hero .btn.alt{color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.7)}.hero .btn.alt:hover{background:#fff;color:var(--n7)}
.hero .media{box-shadow:0 40px 80px -30px #000;border:1px solid rgba(255,255,255,.15)}
.pill{display:inline-flex;align-items:center;gap:8px;padding:7px 14px;border-radius:999px;background:rgba(34,211,238,.12);border:1px solid rgba(34,211,238,.35);color:#aaf0fb;font-size:.82rem;font-weight:500;margin-bottom:22px}
.pill i{width:7px;height:7px;border-radius:50%;background:var(--cyan);box-shadow:0 0 0 0 rgba(34,211,238,.7);animation:pulse 2.2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 9px rgba(34,211,238,0)}100%{box-shadow:0 0 0 0 rgba(34,211,238,0)}}
.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.trust{display:flex;flex-wrap:wrap;gap:10px 24px;margin:34px 0 0;padding:0;list-style:none;color:#bcd6e8;font-size:.9rem}.trust li::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--cyan);margin-right:9px}
/* quote widget (glass) */
.qw{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(22px);-webkit-backdrop-filter:blur(22px);color:#fff;border-radius:28px;padding:30px;box-shadow:0 40px 90px -30px rgba(0,0,0,.7),inset 0 1px 0 rgba(255,255,255,.25)}
.qw h2{font-size:1.55rem;margin:0 0 6px;color:#fff}.qw .sub{margin:0 0 20px;color:#c4daea;font-size:.95rem}
.qw-tabs{position:relative;display:flex;background:rgba(3,11,29,.55);padding:5px;border-radius:999px;margin-bottom:20px}
.qw-pill{position:absolute;top:5px;bottom:5px;left:5px;border-radius:999px;background:linear-gradient(135deg,var(--cyan),#67e8f9);transition:transform .45s var(--ease),width .45s var(--ease);z-index:0}
.qw-tab{position:relative;z-index:1;flex:1;border:0;background:transparent;padding:12px 6px;border-radius:999px;font:600 .88rem/1.2 "Inter",sans-serif;color:#d6e8f5;cursor:pointer;transition:color .3s}
.qw-tab[aria-selected=true]{color:var(--n8)}
.qw-panel p,#qw-copy{margin:0 0 14px;font-size:.95rem;color:#d6e8f5;min-height:3em}
.qw label{margin:0 0 8px;color:#fff;font-weight:600;font-size:.9rem}
.qw-row{display:flex;gap:10px}.qw-row input{flex:1;min-width:0;font-size:1.1rem;letter-spacing:.08em;background:rgba(3,11,29,.55);border:1px solid rgba(255,255,255,.25);color:#fff;border-radius:999px;padding:14px 20px}
.qw-row input::placeholder{color:#8fb0c9;letter-spacing:0}.qw-row input:focus{border-color:var(--cyan);box-shadow:0 0 0 4px rgba(34,211,238,.2)}
.qw input.bad{border-color:#ff8a80}.qw-msg{min-height:1.4em;margin:12px 0 0;font-size:.9rem;font-weight:600}.qw-msg.err{color:#ffb4ab}.qw-msg.ok{color:#7ff0c3}
/* sections */
section.block{padding:110px 0}section.alt{background:var(--ice)}
.eyebrow{color:var(--cyan-d);font-weight:600;font-size:.82rem;letter-spacing:.06em;margin:14px 0 6px}
.sec-head{max-width:720px;margin-bottom:48px}.sec-head p{color:var(--muted);font-size:1.1rem}
.carriers{background:#fff;padding:44px 0 20px;text-align:center}.carriers p{margin:0 0 18px;color:var(--muted);font-size:.85rem}.carriers img{width:100%;max-width:1100px;margin:0 auto;opacity:.92}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:30px}.grid.four{grid-template-columns:repeat(4,1fr)}
.tile{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .3s}
.tile:hover{transform:translateY(-6px);border-color:var(--cyan);box-shadow:0 30px 60px -30px rgba(10,31,68,.45),0 0 0 4px rgba(34,211,238,.08)}
.tile h3 a{text-decoration:none;color:inherit}.tile p{color:var(--muted);font-size:.95rem}.tile>a{font-weight:600;text-decoration:none}
/* needs guide */
.guide{background:linear-gradient(160deg,var(--n7),var(--n9));color:#fff;border-radius:32px;padding:56px;display:grid;grid-template-columns:1fr 1.1fr;gap:56px;box-shadow:0 50px 100px -50px rgba(3,11,29,.9)}
.guide h2,.guide h3{color:#fff}.guide p{color:#c4daea}
.g-step{margin:0 0 22px;border:0;padding:0}.g-step legend{font-weight:600;margin-bottom:10px;color:#fff}
.g-opts{display:flex;flex-wrap:wrap;gap:10px}
.g-opt{border:1px solid rgba(255,255,255,.28);background:rgba(255,255,255,.05);color:#e6f2fb;border-radius:999px;padding:11px 18px;font:500 .93rem "Inter",sans-serif;cursor:pointer;transition:all .3s var(--ease)}
.g-opt:hover{border-color:var(--cyan);background:rgba(34,211,238,.12)}.g-opt[aria-pressed=true]{background:var(--cyan);color:var(--n8);border-color:var(--cyan);font-weight:600}
.g-result{background:rgba(255,255,255,.07);border:1px solid rgba(34,211,238,.35);border-radius:24px;padding:30px;align-self:center;transition:opacity .35s,transform .45s var(--ease)}
.g-result.swap{opacity:0;transform:translateY(10px)}.g-result h3{font-size:1.5rem;margin-bottom:10px}.g-result .small{color:#9db8cf}
/* steps */
ol.steps{list-style:none;padding:0;margin:40px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:s}
ol.steps li{counter-increment:s;position:relative;padding:28px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
ol.steps li::before{content:counter(s);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--n7);color:var(--cyan);font:700 1rem "Sora";margin-bottom:14px}
/* generic content */
.callout{background:var(--ice);border-left:5px solid var(--cyan);border-radius:var(--r);padding:30px 34px}.callout h2{font-size:1.5rem}
.checklist{list-style:none;padding:0;margin:16px 0}.checklist li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid var(--line)}
.checklist li::before{content:"\2713";position:absolute;left:0;top:10px;width:22px;height:22px;border-radius:50%;background:var(--ice);color:var(--cyan-d);display:grid;place-items:center;font-size:.8rem;font-weight:700}
dl.terms{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:20px 0}dl.terms div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}dl.terms dt{font:600 1.05rem "Sora"}dl.terms dd{margin:4px 0 0;color:var(--muted)}
details{border:1px solid var(--line);border-radius:18px;background:#fff;margin:12px 0;padding:0 22px;transition:border-color .3s,box-shadow .3s}details[open]{border-color:var(--cyan);box-shadow:0 20px 40px -26px rgba(10,31,68,.4)}
summary{cursor:pointer;font-weight:600;padding:20px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--cyan-d);font-size:1.5rem;line-height:1;transition:transform .35s var(--ease)}details[open] summary::after{transform:rotate(45deg)}details p{margin:0 0 20px;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}.chip{padding:9px 18px;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-weight:500;font-size:.92rem;background:#fff;color:var(--ink);transition:all .25s}.chip:hover,.chip.on{background:var(--n7);color:#fff;border-color:var(--n7)}
.searchbar{display:flex;gap:10px;max-width:560px}.searchbar input{flex:1}.pager{display:flex;gap:8px;margin-top:28px}
.cta-band{position:relative;overflow:hidden;background:radial-gradient(60% 120% at 100% 0%,rgba(34,211,238,.3),transparent 60%),linear-gradient(160deg,var(--n7),var(--n9));color:#fff;padding:110px 0;text-align:center}
.cta-band h2,.cta-band a:not(.btn){color:#fff}.cta-band .cta{justify-content:center}.cta-band .btn.alt{color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.7)}.cta-band .btn.alt:hover{background:#fff;color:var(--n7)}.cta-band .disclaimer{color:#a9c4d8;max-width:760px;margin:26px auto 0}
.disclaimer{font-size:.85rem;color:var(--muted);line-height:1.6}.small{font-size:.85rem;color:var(--muted)}
.crumbs{background:var(--n9);color:#9db8cf;font-size:.85rem;padding:12px 0}.crumbs a{color:#cfe9f5;text-decoration:none}
.page-hero{background:linear-gradient(160deg,var(--n7),var(--n9));padding:70px 0;color:#fff}.page-hero h1{margin:0;color:#fff}
.prose{padding:56px 24px 90px}.prose h2{margin-top:1.6em;font-size:1.6rem}
.card-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px;box-shadow:0 40px 80px -40px rgba(10,31,68,.4)}
label{display:block;font-weight:600;margin:14px 0 6px}label.inline{display:inline-block;margin-right:20px;font-weight:500}label.check{display:flex;gap:10px;align-items:flex-start;font-weight:500;margin:14px 0}label.check input{margin-top:6px;flex:none;width:18px;height:18px;accent-color:var(--n6)}
fieldset{border:0;padding:0;margin:14px 0 0}legend{font-weight:600;margin-bottom:6px}
input[type=text],input[type=email],input[type=tel],input[type=search],select,textarea{width:100%;padding:13px 16px;border:1px solid #b9cbdb;border-radius:14px;font:inherit;background:#fff;color:var(--ink);transition:border-color .2s,box-shadow .2s}
input:focus,select:focus,textarea:focus{border-color:var(--cyan);box-shadow:0 0 0 4px rgba(34,211,238,.18);outline:0}
.req{color:#b3261e}.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.notice{padding:14px 18px;border-radius:14px;margin:0 0 18px;font-weight:600}.notice.ok{background:#e3f8ee;color:#0b5132}.notice.err{background:#fde8e6;color:#7a1710}.notice.warn{background:#eaf9fd;color:#0b2a5b;border:1px solid #bfeefa}
.owner-note{background:#eaf9fd;border:1px dashed var(--cyan-d);border-radius:12px;padding:10px 14px;font-size:.85rem}
.site-footer{background:var(--n9);color:#b4c8d9;padding:70px 0 100px;font-size:.95rem;position:relative}.site-footer::before{content:"";position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--cyan),transparent)}
.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{color:var(--cyan)}.site-footer p{margin:.3em 0}.site-footer .wrap{display:grid;grid-template-columns:1fr 1.4fr;gap:28px}
.foot-note{grid-column:1/-1;color:#7f98ad}.site-footer .small{color:#8aa3b8}.footer-nav ul{list-style:none;display:flex;gap:10px 24px;margin:0;padding:0;flex-wrap:wrap}
.callbar{display:none}
/* motion: one orchestrated hero entrance + gentle reveals */
.js .hero .wrap>*{opacity:0;transform:translateY(26px);animation:in .9s var(--ease) forwards}.js .hero .wrap>*:nth-child(2){animation-delay:.18s}
@keyframes in{to{opacity:1;transform:none}}
.js-ready .rv{opacity:0;transform:translateY(22px);transition:opacity .9s var(--ease),transform .9s var(--ease)}.js-ready .rv.on{opacity:1;transform:none}
@media(min-width:901px){.site-footer{padding-bottom:70px}.main-nav li{position:relative}
.main-nav .sub-menu{display:block;visibility:hidden;opacity:0;transform:translateY(8px);transition:all .3s var(--ease);position:absolute;left:0;top:100%;min-width:300px;background:rgba(6,22,49,.97);backdrop-filter:blur(18px);border:1px solid rgba(255,255,255,.1);border-radius:18px;box-shadow:0 30px 60px rgba(0,0,0,.5);padding:10px;z-index:60}
.main-nav li:hover>.sub-menu,.main-nav li:focus-within>.sub-menu{visibility:visible;opacity:1;transform:none}.main-nav .sub-menu a{display:block;border-radius:12px;padding:12px 16px}
.main-nav .menu-item-has-children>a::after{content:" \25BE";font-size:.8em}}
@media(max-width:900px){
.hero .wrap,.site-footer .wrap,.split,.guide{grid-template-columns:1fr}.guide{padding:32px 24px}.grid,.grid.four{grid-template-columns:1fr 1fr}dl.terms{grid-template-columns:1fr}ol.steps{grid-template-columns:1fr}
.nav-toggle{display:block}.head-call{display:none}section.block{padding:72px 0}.hero{padding:60px 0 90px}
.main-nav{display:none;position:absolute;left:0;right:0;top:100%;background:rgba(3,11,29,.98);padding:12px 24px 24px;max-height:80vh;overflow:auto}.main-nav.open{display:block}
.main-nav ul{flex-direction:column;align-items:flex-start;gap:2px}.main-nav .sub-menu{list-style:none;padding:0 0 0 14px;margin:0}.site-header .wrap{position:relative}
.callbar{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:90;background:linear-gradient(135deg,var(--cyan),#67e8f9);color:var(--n8);text-align:center;text-decoration:none;font-weight:700;border-radius:999px;padding:16px 12px;box-shadow:0 14px 40px rgba(3,11,29,.5)}}
@media(max-width:600px){.grid,.grid.four{grid-template-columns:1fr}.searchbar,.qw-row{flex-direction:column}.qw-tab{font-size:.78rem}.qw{padding:22px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .hero .wrap>*,.js-ready .rv{opacity:1;transform:none}}

/* hero photo: keep the faces in frame on narrow screens */
@media(max-width:700px){.hero.has-photo{background-position:58% center}}

@media print{.js-ready .rv,.js .hero .wrap>*{opacity:1!important;transform:none!important}.site-header,.callbar{position:static}}